Banking is easy with our assortment of Personal Banking Accounts. From checking to investments, Bank of Odessa has the Banking products to help with your financial needs. Check out the options here on the website, or contact one of our Banking representatives at either banking location.

PERSONAL CHECKING ACCOUNT

 

  • The minimum deposit required to open an account is $100.00.
  • No minimum balance retention requirements
  • Unlimited number of deposits
  • No monthly maintenance or check fees
  • Estatement or paper statement available
  • Debit card available with text alerts
  • Online banking and bill pay available
  • Mobile banking and remote deposit available
NOW CHECKING ACCOUNT

Keep your money working for you.

  • The minimum deposit required to open an account is $100.00.
  • Unlimited number of deposits
  • Ownership- Offered to individuals, some nonprofit organizations, and certain government units.
  • No service charge if balance of account is $1500.00 and over per statement cycle
  • $5.00 service charge if balance falls under $1500.00 during statement cycle
  • Estatement or paper statement available
  • Online banking and bill pay available
  • Mobile banking and remote deposit available
MONEY MARKET SAVINGS ACCOUNT

Increase the earning power of your money

  • The minimum deposit required to open an account is $100.00.
  • Unlimited number of deposits
  • No monthly maintenance fees
  • $3.00 excessive debit fee per debit over 6 per statement cycle
  • Estatement or paper statement available
  • Online banking available
  • Mobile banking and remote deposit available
PERSONAL SAVINGS ACCOUNT

Earn Competitive Interest

  • The minimum deposit required to open an account is $10.00.
  • Unlimited number of deposits
  • No monthly maintenance or excessive debit fees
  • Estatement or paper statement available
  • Online banking available
  • Mobile banking and remote deposit available
CERTIFICATE OF DEPOSIT

Long-term Savings

With a traditional Certificate of Deposit (CD) from The Bank of Odessa, a fixed amount of money is deposited for a specified time period, thus earning you a specific rate of interest accordingly. The longer the term – the better interest rate you will receive. When the maturity date arises, you can either cash out the CD or you can choose to renew your Certificate of Deposit (CD). Long Term Savings Certificate of Deposit for a period of 91 days up to a full six years.

Call today to get started with your Certificate of Deposit, a great way to handle long-term savings!

 

INDIVIDUAL RETIREMENT ACCOUNT (IRA)

Save Money – Tax Deferred

When planning your savings for retirement, consider opening a Bank of Odessa IRA. We offer both Roth and Traditional IRAs to meet your specific needs. Contributions to an IRA may be fully or partially tax-deductible, depending upon several things such as marital status, participation in a company pension plan, tax filing status and adjusted gross income.

Contact a Bank of Odessa customer service representative for additional information, including IRA rollovers, early withdrawal penalties, contribution limits and general account requirements. Please contact your tax advisor for questions pertaining to the tax deductibility of your contributions.

LOANS
  • Home Loans
  • Construction Loans
  • Personal Loans
  • Car Loans
  • Boat Loans
  • Designed to fit your needs